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“Really? I Can Make Money Online Without Paying Anything?”

If you are looking for how to make money online without paying anything, or get a business going with zero capital. It's going to require 3 steps.

  1. Determine an audience that has a problem you can help them with
  2. Determine your preferred internet platform to connect with that audience
  3. Don't try anything else until you are proficient with the first online platform.

Online money making is simple, the difficulty is consistently showing up and putting in the work needed to succeed each week.

It’s something I have a ton of experience with coming from a zero budget web hustle to a multi-million dollar blog that’s giving me and my wife a lifestyle design we’ve always wanted.

And I’m telling you, YOU can totally get this whole thing started, too. It’s all about knowing and applying the different steps in the process to get your hustle to take off and support all your needs and wants.

Today you start your business and work towards earning an income from this massive time investment.

There are many avenues that lead to success on the web, DO NOT choose two.

Simply pick from ONE of the options in this blog post and get better and better at it each week.

That is the one secret to success that no one shares. Any method will work when you commit to it. This is why post people end up never getting paid and find a day job instead. There are countless websites where you can earn a lot, but it seems no one wants to do the hard work required.

Freelance websites offer jobs where you can start making money right now - but it's not always that simple.

Research how to make the right moves online and turn this year into your year of the hustle, that is your ticket to a genuine lifestyle design in years to come.

Can You Make A Lot Of Money Online Without Investment?


We did it, and we literally had zero money in our pocket when we started our business.

Backstory, my previous businesses tanked, had to give up our last house, lost $60,000, had to give up the clothing company I tried to create because of bad decisions on items I purchased…

So what did I do?

I did three different things - one after another - that helped me with how to make money online without paying anything.

And the coolest part about all of these is that you don’t even have to be a ninja digital marketer to get into these three pathways. You can have zero tech knowledge and still get on any of these paths to making money.

If you’ve been wanting to make this your breakaway year, here is how I went from side hustle to a million dollar business and you can too.

This video explains all...


If you would prefer to listen to this content, check out my podcast episode on the topic here:

What you Need to Make Big Money Online

I’ve had to go through this process three separate times when businesses that I was starting up fell through.

There’s two things you need to start making money online.

  • A method of how you'll support yourself
  • Massive amounts of hard work

The first thing is a source of income to pay the bills. It doesn’t matter if your starting up or starting over, you need to keep the power on. Thus, you'll probably want a job with a steady income.

Whatever you've started, you'll find yourself in a job, or as an employee in the cashflow quadrant so before you quit your job to become an internet marketer keep in mind you have to be able to pay the bills.

From here, it’s about having a clear understanding about the work you need to put in. You’re going to work weekends, you’re going to work nights, whatever it takes, it’s not completely free since time is money but it’s the closest thing to it as far as the dollar amount goes.

Be it freelance income, being a freelance writer, or starting a service business... success doesn’t fall in people’s lap, this is part of the secret to success the gurus don’t want you to know, you won’t gain it overnight, it just doesn’t work that way.

Commit yourself to the hustle, to choosing to work towards your goals.

Say no to mindless activities, say no to being places you don’t need to be, there’s power in saying no to what’s not going to benefit your life and now is when you need to prioritize.

This self-control and commitment separate the rookies that just want to make a quick buck overnight and those who want to create a sustainable income for themselves.

You have to do the work. So where do you get started? Let’s look at the three ways you can earn money online for free going from zero revenue to money you can invest.

Gain Experience and Make Money Online for Free

First off, when you’re looking at making money online without investment, there are some skills you’re going to need to learn and this is all part of your side hustle that you work on during your off time from your J.O.B.

Gain experience making money

Start dipping your toes into earning money online by selling anything that isn’t bolted down.

Get acquainted with

  • How eBay works
  • What to list on Craigslist
  • Facebook Market Place
  • any viable online market place

and then just start sorting through the junk.

Do you have antiques or collectibles? Do you really need everything you have? Not only can you earn a few hundred dollars online, you can declutter at the same time. Nice.

If you don’t personally have anything you can sell, try working out a deal with someone in your family, a neighbor, or a friend so you can clear out the garage or attic and get those items listed, splitting the profits 50/50.

Not only can you make a lot of money online, earning you some extra cash, but you’ll get the experience of selling items online.

You learn market research, you learn how to take better pictures, copywriting (words that get people to buy) AND when you list an item on ebay you just realized you can make money from a transaction online.

Flip Items and Collect Profits

Once you’ve sold a few things at no cost to you… You can scale this model by reinvesting what you made for free to buy more items you can sell.

This is flipping and is one of the most common ways people make money online.

Finding niche items locally that are underpriced or free (Craigslist has a ‘free stuff’ section!) and re-selling on national/international platforms (like etsy or ebay)

If you’ve hustled up a bit of cash and want to reinvest it… Take a trip down the dollar store, a garage sale or a local thrift store. Look for things that you can flip on eBay and sell at a higher price.

Do a price comparison, if someone is getting rid of something for cheap at a garage sell because they just want to get rid of their “junk” you can potentially flip these items and earn a decent profit.

Focus on items you’re familiar with.

Use the Ebay app to see exactly what the items you are looking at are selling for commonly on Ebay! (And remember, there are some ebay fees, so make sure you have GOOD margins!)

The goal isn’t to collect a bunch of stuff that might be valuable or will be later, stick to what you know. So if you know a lot about classic video games, that’s something you can keep an eye out for.

What can you offer to flip that will pay the most?

  • Baseball cards
  • Pop culture items
  • Specialty items
  • Fashion clothing
  • Retro or antique items
  • Old Toys
  • Cell Phones
  • Furniture
  • Text Books
  • Electronics

If you scan something at the dollar store that goes for $2.50 and it’s selling all day long on eBay for $12.50, Boom. Buy it and make profits out of that thing straight away once you've started selling it.

Keep flipping on the side and get some cash flow going.

There are so many things considered junk that end up having a lot of value to them so go with what you know and make some money online by listing it for what it’s worth through the online market.

Make Money Online for Beginners With Affiliate Marketing

Affiliate marketing is the way to start an online business when you are a beginner.

There are many different ways to get started in this niche.

Affiliate marketing is simply a business in which you recommend products, courses, services and other items to people through your YouTube channel, blog, or podcast.

If they click on the link and buy one (or hopefully a lot) of the products due to your recommendation, you receive a commission!

There is an art to creating a compelling affiliate offer, though many people see it as too difficult of a business to get into.

How This All Works

Think of it this way… have you ever recommended a movie to a friend?

How about:

  • Telling someone to try a restaurant?
  • Join a gym?
  • Read a good book?

This is how affiliate marketing works!

With a piece of content somewhere on the web, you make a recommendation of a product or service, when someone clicks your affiliate link and buys that product, you get referral commissions.The only real difference is that you can’t just say “here, read this book.”

You have to tell them why they need the book. Typically, you recommend a specific book to a friend because of the conversation you were having caused the book to come up as a good way to solve a problem, etc.

So really, it is learning the secret to presenting affiliate offers.

This is the beginning to making 6 figures a year online.

Affiliate Marketing Websites

Did you know Zappos started for $ 60?

Check out the story that started at the minute 35 mark in this video.

The best way to make money online is with websites.

How to Make Money Online With a Website Websites are best because it offers you the most value for your money as a long-term, internet money-making asset.

You can actually start with a free website if you have zero dollars… though I would recommend one of the lower-cost alternatives below if you can swing the cash.

If you have about $60, you can change your life over the next year if you started a blog with a 'dot com' url. If you own the website and the domain, you can start making money online!

You own the assets.

You will own:

  • Each email address you collect
  • You will own all of the pages you create on your website
  • All intellectual property
  • Everything.

Plus, in addition to being the longest-lasting bang for your bucks and time, websites will empower you more than social media, because people will find you when they are searching in Google for something specific.

People find relevant content when they are looking for a solution to their problem!

All you need is a WordPress site and then are growing your most valuable longest-lasting traffic stream with an affiliate marketing website.

What I like about setting up these sort of websites is, number one, it’ll help you make money as an affiliate marketer. And number two, you’ll learn SEO and some skills in working with WordPress.

Take pride in it and work it like you would any other job. However this is more than a job - its a time investment into your future income.

Make Money on YouTube! It is 100% Free

Make Money On YouTube for Free Got a passion for creating videos?

If being in front of the camera and communicating your message this way is in your DNA, then you could - and should - absolutely get started and turn this passion into career that can earn you big!

There are different ways to make extra money on YouTube. But for the most part, getting more free views on YouTube helps everything.

One method is to use your videos to promote your own products. Create content based around how your products can help to solve your audience’s problem, and help them to understand how they can achieve their deepest desires through it.

If you have a physical or digital product, you can talk about these things in the videos you create. But try to keep things more educational and helpful rather than sounding like a salesman at a party.

Don't forget about writing on YouTube as well. Yes, it's primarily for video...

But if you want to show up in search, learn how to be a writer for at least 300 words per video. Most social media platforms will require some form of writing to tell the algorithm what your content is about.

If you want to make YouTube a viable income option then it'll require you to create content that will offer a lot of value. But be careful because this could easily become a full time job. The star YouTube creators out there have entire service teams they employ to do lots of the editing and writing.

What About YouTube

Another way to earn money on YouTube is to talk about your affiliate products in your video. Maybe you don’t have your own product YET… but if you are an affiliate for a service, a course, or whatever… you can get started and sell it by focusing more on your audience than on what you’re trying to sell.

  • Empathize with your audience.
  • Let them know that you’re there for them.

This is how you can create a following who will know, trust, and like you… Which are all prerequisites to converting them from just an audience to a loyal tribe of buying customers!

Affiliate Marketing on Pinterest - Search Meets Social

Make Money on Pinterest for Free

In terms of its TOS, it works for affiliate marketers because pinners can add their affiliate links directly to the pins… just like that! There is no need to have it pass through your blog post writing, websites, etc.

By simply inserting your affiliate links into your board, you can quickly market to Pinterest users in seconds.

And don’t forget; we’re talking about a social media site with more than 200 million active users, here’s a free course to learn Pinterest marketing.

And it’s free!!!

Each time someone clicks on that link you’ve added to your pin, they are sent straight to the merchant’s site. And when they buy, boom! You get a commission for every sale you create!

If you hate being a writer then this may be a good option for you. There are a lot of ways earn an income online by writing. So, if you're not the writer type then pay attention to this and the next couple tips.

How about Amazon links? Yay or Nay?

I prefer to stay on the safe side and not risk it. There are mixed opinions about whether it’s OK or not to add Amazon links on your pins, but it’s best to use Amazon links only at your own risk.

  • Better safe than sorry, right?

So go ahead and use Pinterest for your affiliate links. Promote eBooks, courses, physical products, etc. And then, collect your commission for every sale made.

Best part. Woot!!!!

How to Do Affiliate Marketing on Instagram - Become a Hashtag Master

Make Money on Instagram for Free

Use your hashtag ninja skills and make money as an affiliate marketer on Instagram.

How can you do this??!!

If you’re a newb on Instagram, check out my deep dive on how to use Instagram for marketing.

Basically, you want to plump up your stats and get as many real followers as possible.

Real followers are real people you find or who find you on Instagram from your hashtagged, optimized posts.

The secret to finding accounts that are interested in your affiliate offers is to focus on your niche.

Say you’re in the yoga niche. Get started by following big yoga accounts that have great engagement on their posts!

Leave lots of comments, likes, and hearts on each post. Follow the people that engage with their posts, and engage with their followers to grow your niche tribe.

Dig deep! Think about what your potential tribe does:

  • What websites do they visit?
  • Where do they spend a lot of time?
  • What products do they like?
  • What do they require in their day to day lives?
  • What's their family life like?

What About Instagram?

Set up posts that give value. Teach and help your followers. Then, add your affiliate link to your bio.

Some click the link, some click the link and buy!

You made money on Instagram for free!

Start a Blog for Free

Start a Blog for Free

Is writing your number one content creation system?

If you’re the type of person who does better with communicating your message in the written word than the spoken word, blogging is probably the best bet for you!

You should be able to start a blog that’s absolutely free, or maybe pay a few bucks for hosting.

Go get yourself a WordPress website -… and customize it to create a killer blog.

If you’re serious about blogging long-term, WordPress websites are for you. There are so many features, free plugins, themes for customization, and the works to elevate your blogging to the next level.

As far as hosting is concerned, you can either go pay a moderate amount by choosing the standard WordPress hosting, or go cheap with a hosting company outside of the Godaddy empire.


How to Choose a Free Blogging Platform

There are plenty of options, regardless of whether you have a:

  • Slim budget
  • No budget
  • Or a fat budget...

Here's a vital step for those looking for how to make money online without paying anything. or one of these other  9 free blogging platforms are decent personal blogging platforms, but definitely not the one for professional or business use.

You can find themes and skins, not too shabby but nothing fancy, either.

I’m really all about starting a blog on WordPress because it’s great for the long-term, great for SEO, and much more practical for monetizing your blog somewhere down the line.


Make Money on Medium for Free

Minimalist bloggers, this one may be the one for you!

Medium is a no-frills, no-nonsense platform for bloggers or readers in search of good quality content in their field of interest.

Are you willing to invest time on Medium?

For those who love writing then this this may be a good platform to go all in on. You will have to structure how you offer people things in an interesting way, but it can be done. However, it's not exactly about making people pay for things your trying to sell exactly.

There are a couple of ways to get started.

One, you make extra money from the number of claps you get. Say someone has read your content, really liked it, and clapped after reading.

Each time a member claps, a portion of the $5 monthly subscription they pay goes to you.

But it’s not as straightforward as you might think.

Frequent clappers tend to have a lower value than those who don’t clap too often.

Bottom line: You can make about anywhere from $0.01 to a couple of bucks on each clap, depending on the clapper.

Another way to make money on Medium is through bonuses. It only applies to Medium Partners who contributed high-quality work, but don’t count on it too much…

Only a few dozen pieces of content or stories a week will get rewarding bonuses, so that’s just a handful of the tens of thousands of authors on Medium. Still, it’s pretty awesome if it ends up being you!

As for the stats, Medium claims to have paid as much as $7,924.22 to one author, and $2,400.40 to the highest-paid publication.

And get ready for this…

  • A single story on Medium has made a whopping $1,744.21!

Those are crazy numbers… I'd much rather do that then have a job.

With Medium ranking at 272nd in terms of website popularity globally and top 137 in the US, that’s pretty cool.

It’s also got 60 million readers per month. So if you just want to get your word out to the world, maybe help people with your inspirational stories or content, Medium is an option for you.

Make Money Online For Free With Digital Marketing Arbitrage

Make money with digital marketing

Ready for a fast track to 6 figures a year?

As you build up your skills and experience the next thing to do is start selling digital marketing services.

You’ve got a real website built, you are learning SEO, you are an internet marketer.

Who really needs internet services you can pitch?

Local businesses Need Online Services

Go out, meet up with local business owners, create relationships, and start a work from home digital agency.

Not only are you gaining experience (and you've started down the entrepreneurial path) but you've also started to make that shift to working online. After this your reputation will build quicker as you get more jobs in the door.

Local business owners get crap emails every day from people all over the world saying things like,

  • Hi my team fix SEO. We help make money.

When you are helpful and attentive, someone worth talking about you win!

Start Freelance Writing

Being a freelance writer for content is a good thing to offer clients who don't want to write themselves. Some companies charge by the blog post, or even by the word!

Granted this is more of a job, but there are a dozen ways for how to make money out there.

Try posting freelance writing jobs on Fiverr or UpWork. These websites will pay pretty well if you can find the right services to offer. Companies will post various jobs for a competent writer to create things like:

  • A simple blog post
  • eBooks
  • Legal content for websites
  • Various information products
  • Sales pages
  • Lead Generation Pages

However you start offering to do jobs as a writer, be sure that you don't undervalue yourself. You may end up writing all day and realize the pay isn't worth it. Be sure to structure your offer on jobs so it makes sense for your pocket book.

It seems that no one wants to pay a writer what they are really worth these days. This means you'll need to look through a lot of job postings to really be paid well.

You don't even need a Physical Office

You can even outsource these website builds to a cheap virtual assistant!

However, don’t start outsourcing until you know about what it is that you’re outsourcing.

Learn one WordPress theme, I recommend Thrive Theme’s agency license.

It is the only theme I use on all of my websites, super clean and simple and it has an agency license, giving you the legal permission to use it on other people’s websites.

If something falls through the cracks or a virtual assistant don’t show up, you want to make sure you yourself are able to get the job done.

Stick with one website theme and know it inside and out, get a freelancer online that knows Thrive and works for $5-$10 dollars an hour, bid your website project at $30-$45 an hour, super cheap for the U.S and you pocket the difference.

Go even cheaper and get a few wins under your belt when you are first starting, I did my first few for free!

Client Work Through Digital Services

Client work and freelancing business

Selling websites is just the tip of the iceberg…

You can Add on Many Services!

Try your hand at:

  • Logo design
  • building websites
  • create flyers
  • post writing
  • and more!

You concentrate on project management (making sure the stuff gets done) and handle the sales and service.

You basically become a well-paid quality control inspector.

You could even scale up another level and offer content services, social media services, paid ad campaigns or go big with YouTube Channel video creation.

Once the website’s up and running, with all the pages in place, your client would want to make sure traffic is coming to their website right?

A local marketing strategy is simple and straightforward, you can sell it!

Determine a price to do a new blog post each week for SEO and take care of the social media side of things to really leverage the systems in place and get maximum reach.

Talented people are everywhere, you can find cheap virtual assistants that do everything from graphic design, web development, installing WordPress, configuring WordPress, YouTube Channel creation and much more, even writers!

They do the task you need to be done and you sell those services for $25 to $50 per hour when you’re paying $10 to $12.

There are so many routes for you to take when you get into digital marketing.

A Quick Word About What To Avoid

I would not recommend these sort of programs or jobs online:

  • Survey sites
  • Pay-to-play MLM compaines
  • "Jobs" that require you pay the "employer" - because frankly, that's not how a job works.
  • Reviewing products for OTHER people
  • Writing the same thing and spamming craigslist
  • Undervaluing your service for too long

It's hard to navigate a lot of ways to make money online making it difficult to know what to choose. Just remember to trust your gut with any "jobs" that require you to pay for things up front.

Sacrifices to Be Made to Make Big Money Online

If you want to know how to make money online without paying anything, I’ve got one word for you:


You got to get started with the hustle.

Do the work, grind it out. This is a must-do if you want to make money how the big earners do.

It’s working jobs, doing client work, flipping, building websites on the side, building up your skills to earn big money online.

Focus on your business and give it your time and energy.

Mornings, evenings, late nights, and weekends, you have to hustle.

To earn big online, you got to do the hard work. Keep getting better at what you’re doing and grind it out, hustle day in and day out.

It’s not the easiest route but it’s sustainable, something you can grow over time and well worth it in the end.

I’m rooting for your success! If you have any questions, comments, feedback or insight, let me know.

Throw stuff my way in the comments below and let’s connect!